facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog external search brokercheck brokercheck Play Pause
%POST_TITLE% Thumbnail

Five Things Your Financial Advisor Should Be Doing to Add Value During the Coronavirus Pandemic

Of all the articles I have read, not one of them was written from a client’s perspective. After all, every truthful adviser will agree that it is times like these where financial advisers should be adding the most value to their clients—wouldn’t be useful to try and capture the client’s perspective in this? So, here is a list of ways your financial adviser should be earning their keep—written from what I believe to be the client’s perspective.

Estate Planning Investment Planning Social Security Tax Planning Insurance Planning Retirement Planning
%POST_TITLE% Thumbnail

Roth IRA Conversion Plan: A Case Study

One of the most common services that we perform for our clients is Roth conversions, particularly for our recently retired clients. If you don’t mind how much you pay in income tax, it can be quite simple to do Roth conversions. However, if you’ve accumulated significant wealth in your retirement accounts, you might have a hefty tax bill if you decide to do this all in one year. If you want to keep your overall lifetime tax liability as low as possible, you’ll probably want to do your Roth conversions over time, and make annual adjustments depending on significant tax events that occur each year. In other words, you probably need to establish a Roth conversion plan.

Estate Planning Investment Planning Tax Planning Retirement Planning
%POST_TITLE% Thumbnail

7 Roth Conversion Considerations for Recent Retirees

One of the most common things that our recently retired clients ask us to do is to help them convert as much of their traditional IRAs into Roth IRAs as quickly as possible. Our job is to help them build a strategy that allows them to pay as little in taxes over the course of their lifetime. Each year, as part of our tax planning appointment, we review that year’s tax projection to make sure that our Roth conversion amount is in line with expectations.

Estate Planning Investment Planning Tax Planning Retirement Planning
%POST_TITLE% Thumbnail

5 Questions Everyone Needs To Be Able To Answer If They're Suddenly On Their Own

When we talk with families, we usually see one spouse who is responsible for the family finances. Even in households where there is a relatively equal distribution of child-raising, chores, and other tasks, it’s very rare for me to see such an equal arrangement with the family finances. More often, I see that one spouse handles ALL of the finances, and the other spouse is pretty aloof.

Estate Planning Investment Planning Tax Planning Retirement Planning
%POST_TITLE% Thumbnail

Financial Actions You Should Consider Taking BEFORE Year's End (If You're Still Working)

As we come to the end of the calendar year, people love to put together an end-of-year checklist for things that normally get overlooked throughout the rest of the year. Just as importantly, there are some opportunities that simply go away (at least for that calendar year) come December 31. If you’re looking to tidy up your finances going into the new year, here are ten places to start.

Estate Planning Investment Planning Tax Planning Insurance Planning Retirement Planning
Schedule an Initial Call