Would you like to worry less and enjoy life?

If you are like most people, you worry about your financial future.  We can help. 

  • Flat retainer, full-service financial planning. From cash flow to estate planning, we can work with you every step of the way.
  • Fee-only financial advice. We sell no products and receive no commissions. 
  • A comprehensive approach to your goals. Our team will work within all areas of your financial life: tax planning, savings and investment strategies, insurance, estate planning, retirement planning, budgeting, and more.
  • Planning for your current lifestyle as well as the future. Our financial plans are living documents; they change as your circumstances change. We help set realistic goals and offer advice every step of the way.
  • Ongoing Communication and Advice. Your annual retainer fee allows you to call or e-mail us any time during the year, in addition to your regularly scheduled appointments - at no extra cost to you.

 

How we can help.

What often happens is that you go to a stockbroker for investment advice, an insurance agent to buy insurance, an accountant for tax preparation, and an attorney for estate planning. All of them can give you great advice about their area of expertise, but it's a bit like deciding what the puzzle is, based on only one piece. Is it any wonder that the pieces then don't fit together?

With the right help, you can put them together successfully. Instead of just telling you what to do, we work together with you, providing you with easy-to-understand recommendations and helping you implement them every step of the way.

 

About Us

Julie Lawrence, CFP®

Owner, Financial Advisor

Christina Caffrey, RP®

Associate Advisor

Kyle Sheldon-Chandler, RP®

Paraplanner

Bria Schuster

Support Specialist

Anna Figielman

Office Manager

Hannah Cash

Lead Advisor

Services

As a fee-only, independent financial planning firm, we understand that one plan does not fit all.  We have the ability to look at one or two specific areas of your financial life and help you with those goals, or develop a comprehensive plan. Our services include, but are not limited to: 

  • Goal Setting
  • Financial Planning
  • Investment Review and Strategy Implementation
  • Tax Planning 
  • College Planning
  • Pre- and Post-Retirement Planning 
  • Stock Option Review
  • Budgeting
  • Estate Planning Strategies
  • Lump-Sum Distribution Advice
  • Financial Seminars

 

People who work with a fee-only financial advisor find that they accomplish the following: 

  • They develop clear goals and a clear direction.
  • They regularly save in a fully diversified portfolio consistent with their risk tolerance.
  • They adequately provide for their loved ones in the event of unforeseen circumstances.
  • They pay off their consumer debt.
  • They make planned tax moves to reduce the amount of taxes they are paying.
  • They know that they are getting unbiased financial advice with no conflict of interest.

 

 

We’ll talk about your financial concerns and objectives and the solutions we provide. If we decide we would like to work together, we can talk further about helping you take the worry out of your financial future and helping you achieve the financial independence you desire.

Life can come at you pretty fast after college and multiple goals can make it hard to decide where to start saving or prioritizing your goals.  The truth is, there’s never a perfect time to start saving.  However, the earlier you begin planning for your future, the more likely you are to achieve your goals.  Some personalized financial advice can make a huge difference in setting yourself up for a bright future.

We offer a financial mini-plan, Financial Planning for Young Professionals, to help you invest in yourself and put in place a financial foundation for your future.

 Your financial review may cover the following topics:

  • Choosing the right employer benefits
  • How to pick investments in your 401k/403b/retirement plan
  • Budgeting and Cash Flow analysis
  • Debt Repayment Strategy

We have no minimum asset requirements and the Financial Planning for Young Professionals mini-plan is $900 per year payable up-front or $80 per month.  Financial Planning for Young Professionals clients will be moved to our full retainer program upon reaching a net worth of $300,000 or more.

Affiliations

NAPFA

The National Association of Personal Financial Advisors (NAPFA) is proud to have a membership of financial planning professionals who are committed to the highest of professional standards and principles. Members strive to be the:

 

  • Standard Bearer for the Profession
  • Champion for the Public
  • Beacon for Objective Financial Advice

 

FEE ONLY

FeeOnlyNetwork.com is a partnership with The National Association of Personal Financial Advisors.

 

 

 

Alliance of Comprehensive Planners

Alliance of Comprehensive Planners (formerly the Alliance of Cambridge Advisors) is a community of fee-only financial planners who believe clients are more than numbers. ACP members provide retainer-based services to manage clients’ whole financial picture, from estate planning to taxes.

 

Focus on Fiduciary

A financial advisor held to a Fiduciary Standard occupies a position of special trust and confidence when working with a client. As a Fiduciary, the financial advisor is required to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.

 

 

         

Blog

Resources

Lawrence Financial Planning, LLC is listed with the state of Florida as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or qualified to conduct business by virtue of a state de minimus exemption. This website does not provide investment advice, nor is it intended to be an offer to provide investment advisory services to individuals or entities in any state in which Lawrence Financial Planning, LLC is not currently authorized to do so.

Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEBSITE.

Contact

 

Address

Lawrence Financial Planning
8565 W. Linebaugh Ave.
Tampa, FL 33625

Telephone

(813) 961-4930