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Debt Management 101

You graduated from college, took a great job, opened a credit card and bought a car. After a few, short months your student loan payments became due. There seem to be an infinite number of accounts and dollar amounts, but there is hope!

While most student loans have a ten year repayment schedule, you can make extra payments to cut that time in half…which will allow you to start saving for other goals, such as putting a down payment on a home. Also, by paying extra amounts toward your loans you will decrease the total amount of interest paid. It sounds easier said than done, but even a small amount set aside today can have a major, positive impact on your future.

Our next discussion will cover how to use your credit cards to your advantage!

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